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mortgages.

whether you are self employed, employed, retired or a first time buyer. Looking to move home or remortgage your home or a buy to let property  - we can provide you with tailored advice to help your property search.

what we can advice on...

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Whether you are employed or self-employed, lenders will want to see verification of your income, however when you are self employed this can be more variable. 

This is where ginger can help; we take the time to understand you and your business so we can help get the right mortgage for you.

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Is your mortgage product coming to end? Are you confused or worried about what your options are?

Let us support you through remortgaging your property – We can talk through your options and utilise our panel of lenders to get the best outcome for you.

But please make sure you leave enough time for us to assess the market for you (we like to say 6 months).

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Portfolio or newbie. Personal buy-to-let or via a limited company. Purchase or remortgage. We can help.

 

We have access to lenders on our panel that deal with all (and more; think HMO’s and holiday lets)  of the above for our mortgage customers.

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Congrats!  Where ever you are in the process, we can help. 

Are you unsure of your affordability? Are you ready to start house hunting? We will work with you to get you in the right place to offer on your dream home, and then support you and the process until you are sitting in your new home

(with a lovely cuppa).

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Firstly, this is exciting !!

Whether you're looking for guidance on affordability or you're ready to go house hunting, we will hold your hand, talk/ guide you through the process and cut through the mortgage jargon to make this process as smooth and stress free…as possible.

important info.

Ginger Finance is a trading name of Just Mortgages Direct Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Just Mortgages Direct Limited: Registered address – Colwyn House, Sheepen Place, Colchester, CO3 3LD. Registered Number – 2412345.

The information on this website is for use of residents of the United Kingdom only. No representations are made as to whether the information is applicable or available in any other country which may have access to it.

Approved by The Openwork Partnership on 12/04/2024.

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Most buy to let mortgages are not regulated by The Financial Conduct Authority.

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Contact Us
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Highly recommend Ginger finance!

I dealt with Nicola for our remortgage, she was extremely helpful and friendly which made our meetings very relaxed!

Nicola was very efficient with her responses and an overall pleasant experience dealing with them.

Thanks again for your help

Tanya

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important info.

Ginger Finance is a trading name of Just Mortgages Direct Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Just Mortgages Direct Limited: Registered address – Colwyn House, Sheepen Place, Colchester, CO3 3LD. Registered Number – 2412345.

The information on this website is for use of residents of the United Kingdom only. No representations are made as to whether the information is applicable or available in any other country which may have access to it.

Approved by The Openwork Partnership on 12/9/2025.

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

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